*previously published in the Entrepreneur's Organization Here* As an entrepreneur or founder starting a business, you may think of capital as purely monetary. Capital is often viewed only as an opportunity for an infusion of money into a business to get it started or grow and scale your company. Unfortunately, without a solid grasp

Climate change has been an enormous challenge for our communities, our country, and our world. Locally, in the last 10 years, we’ve experienced severe flooding, home/property damages and lives lost from Super Storm Sandy.  Most recently, the Canadian Wildfires turned our skies along the East Coast to a sickly yellow, bringing alarming air quality

Business owners need to understand what cash balance plans are and how they work.  These types of plans are becoming increasingly popular among business owners who want to provide both themselves and their employees with a steady stream of income in retirement and provide the business with a significant tax deduction today.  There are

Selling your home can bring financial flexibility and a fresh start to your life. If you or someone you know is facing the need to downsize due to divorce or an empty nest or, just simply needing to relocate, I understand the emotional and challenging aspects involved. Every selling situation is unique, and I

The recent changes in the markets and economy may have you adjusting your strategies going forward.  Considering the effects of the spikes in interest rates and inflation, there may be major changes in store for some people.  Moving to downsize, refinancing, consideration of a major purchase and even retirement timelines may be very different

You are probably up to speed on the major trends in education, but are you aware of the “megatrends” shaping the world? Let’s break down both topics and see where we can find some common ground. TRENDS IN EDUCATION There are several opposing views on these from a variety of respected sources. Here is

As the coronavirus pandemic subsides and commercial activity resumes, pent-up demand and consumer savings are expected to continue propelling the economy — presenting midsize businesses with ample growth opportunities. Companies may be able to fund that expansion, at least in part, by managing costs more efficiently. Leaders from midsize companies have renewed optimism for

The next battle of the sate residency income-tax audit war is here. States have been deploying increasingly aggressive techniques and technology to stop the bleeding from loss of state income tax revenue. States, like New York, have been quietly accelerating their ability to detect and defend against this loss by leveraging high-tech tools, including

Pew research indicates that while the U.S. divorce rate has declined for every other age demographic, it has roughly doubled for adults aged 50+ since the 1990s. This has been dubbed the “Gray Divorce” Epidemic. There are many more challenging considerations unique to a “gray divorce,” beginning with the division of assets. To start with,